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The Australian Banking System Direct Debit Processing Rules

When funds are direct debited from a nominated bank account by ClickSuper to ClickSuper 's trust account the sending customer bank may at any time within 3 banking business days demand their return e.g. due to insufficient customer funds. Funds must be returned upon demand, so, to ensure they are available ClickSuper must wait 3 business days before crediting the payee.


  • Did you know that Account closing balances are calculated at midnight?
  • If you schedule your payments on a business day before 4pm AEST, contributions will be remitted to the superfund(s) on the 4th business day


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